Policies and notices
Draft version: 1.0 Draft date: 24 October 2026Review draft — not yet effective. This English text is available for public review before legal approval and translation. The existing Terms of Service remain unchanged.
Grassroots Economics Foundation (GEF) operates the Cosmo-Local Credit App (CLC App). This page brings together the terms, privacy information, and organizational policies that apply to the App and to relevant GEF activities.
Which document should I read?
| Document | What it explains | Who should read it |
|---|---|---|
| Terms of Service | The agreement governing access to and use of the CLC App, including user, Issuer, and Pool Steward responsibilities. | Everyone who creates or uses a CLC App account or resource. |
| CLC App Privacy Notice | Which account, profile, resource, operational, and blockchain information is collected; what stays private; and what becomes public. | Everyone who visits or uses the CLC App. |
| Data Protection Policy | How GEF governs personal data across its systems, programs, research, and operations. | Participants, staff, partners, researchers, service providers, and anyone whose personal data GEF handles. |
| Child Safeguarding Policy | How GEF works to prevent and respond to harm when its programs, research, education, events, or media involve children. | Staff, volunteers, contractors, partners, participants, parents, guardians, and community members. |
How these documents work together
The Terms govern use of the CLC App. The Privacy Notice gives App-specific information about personal data and public fields. The Data Protection Policy describes GEF's wider data-governance standards. The Child Safeguarding Policy applies when GEF activities involve anyone under 18; it does not change the CLC App's adult-only eligibility rule.
Each document states its own scope. If a translated version differs from the English source, the English version controls unless applicable law requires otherwise.
Current and legacy material
Once approved and given publication and effective dates, these documents will be the current sources for the scope they describe. Earlier Grassroots Economics policy pages remain useful as historical material, but they do not describe every field, safeguard, or public/private boundary in the current CLC App.
The Social Soil Privacy Policy applies to the separate Social Soil educational game and is not a CLC App policy.
Contact
- Privacy and data-rights questions: [email protected]
- Safeguarding reports and questions: [email protected]
- General support: [email protected]
These documents provide public information about GEF's policies and services. They are not legal advice to App users, Issuers, Pool Stewards, or other participants.